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10 Reasons Why Your Personal Loan Application May Be Rejected

10 Reasons Why Your Personal Loan Application May Be Rejected


10 Reasons Why Your Personal Loan Application May Be Rejected

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There's also another option – if the banks have rejected your loan applications, you could try to obtain a loan with a licensed moneylender instead.

Credit history is a reflection of your borrowing and repayment activities: it appears encouraging to banks if you make payments on time and have no arrears ...

3 Reasons Your Personal Loan Application Was Denied

Banks can have thousands of reason to reject a home loan application.


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The fact that you can apply for personal loan online makes it a popular choice, however, it is necessary to consider a few points to get your loan approved.

Money is an essential and very important need of life, money helps to solve a

Your past borrowing behaviour is a great indicator of how you will behave with future lenders.

Although the exact algorithm/calculation will differ from bank to bank the factors considered remain roughly the same. If you are wondering why your loan ...

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3 Reasons Your Personal Loan Application Was Denied

You're in a mad rush to get your hands on some much-needed cash, when someone suggests a personal loan as a viable option. So, you apply for one and wait ...

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Having a Visa application refused can be a confusing, frustrating, and upsetting experience. It always feels personal, and always seems judgemental — as ...

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Declined credit applications may hurt your credit score

Is a personal loan the best option? It depends on your personal situation. Source: iStock

Interestingly enough, each bank has a different way to measure and define creditworthiness. So, if you've been denied a personal loan at one bank, ...

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Errors in credit reports may lead to situations where your credit score takes a hit,

Find out why your application was denied and correct the issues

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Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and may not have been reviewed, ...


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Spread out your applications so your credit report isn


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You could be refused a loan for these reasons

Terms & conditions apply. Loan disbursal at sole discretion of HDFC Bank Ltd.

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Don't over-apply

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